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Updated: Friday, May 27, 2022

What’s Homesteading?
Written By: Ashley Sutphin

Youve likely heard the term homesteading. Its something thats growing in popularity not only among normal people but there are plenty of social media influencers touting their off-the-grid life>So what does it mean, and how does one become a homesteader?The Homesteading PhilosophyWhile everyone might vary in how they approach homesteading, the g...


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What To Do When An Appraisal Comes in Low
Written By: Ashley Sutphin

When someone is buying a home and theyre going to use financing in the form of a mortgage, they need an appraisal to cement the deal. Before a bank is going to extend credit, they want to make sure theyre not giving someone a loan thats more than the fair market value of the house.Thats where an appraiser will enter the scene. An appraiser will ...


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Ask the HOA Expert: New Management Company VS Becoming Self-managed
Written By: Richard Thompson

Question: Our property manager does not do his job. He frantically sends violation letters and discusses the repair progress with the maintenance committee just prior to the monthly meeting. He claims to visit the property two or three times per week, however, no one seems to see him there. We are entertaining ideas of a new management company o...


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What to Know About Earnest Money
Written By: Ashley Sutphin

Earnest money is just one of the many terms to know when it comes to buying a home. Its something you might initially overlook, but not understanding earnest money can create roadblocks in your process to buy a home once youre ready to make an offer.The Basics of Earnest MoneyIn simple terms, the earnest money is a deposit that you put down to s...


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April Real Estate Roundup
Written By: Realty Times Staff

Freddie Macs results of its Primary Mortgage Market Survey shows that "The combination of swift home price growth and the fastest mortgage rate increase in over forty years is finally affecting purchase demand. homebuyers navigating the current environment are coping in a variety of ways, including switching to adjustable-rate mortgages, moving ...


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Saving for a Down Payment When You Live Paycheck-to-Paycheck
Written By: Ashley Sutphin

A down payment is an important component of taking a step toward homeownership. Saving for a down payment is also the biggest obstacle that you probably face when you want to buy a home.A down payment is the cash you pay upfront when youre going to make a large purchase. If you were going to buy a 350,000 home with a 10 down payment, youd need t...


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Should You Use a HELOC for a Renovation?
Written By: Ashley Sutphin

A lot of people are thinking about home renovations right now. You have different options to pay for these projects if youre not going to pay in cash. One option is a Home Equity Line of Credit or HELOC.A HELOC is a way to borrow against your homes equity, and it provides flexibility. With that being said, because of that flexibility, you need t...


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Why You Should Replace Your Roof Before Selling Your Home
Written By: James Elliot

Are you thinking about putting your home on the market for sale? It doesnt matter if youve been living there for 50 years or five. You want to do everything you can to get the most from your initial investment. Find out why a residential roof replacement is one thing to consider to help get the most out of your house thats for sale.New roof inst...


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Some Are, Some Aren't
Written By: David Reed

When your lender sends you what the industry refers to as a good-bye letter, it means your loan is being sold. More specifically, the servicing rights are being sold. Servicing rights simply means who collects your mortgage payment on behalf of the owner of your home loan. Lenders need to be able to sell loans so they can regenerate cash in orde...


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Should You Do Colored Cabinets in Your Kitchen?
Written By: Ashley Sutphin

One of the biggest trends in home design right now are painted or colored cabinets. Typically, kitchen cabinets are white or natural wood color. Now, however, a lot of designers and homeowners are moving out of the confines of these traditional cabinet color palettes.If youre considering painting your cabinets, the following are some things to k...


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Eight Signs It's Time To Move Up
Written By: Jaymi Naciri

The starter home. It was so cute and quaint and sweet when you bought it, right? But, that was before kids and dogs and overnight quests and holiday dinners that require mathematician-level logistics to finding everyone a seat in a dining room that bursts at six people.Lets face it: Its probably time to move up. Lack of space is the No. 1 reason...


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Ask the HOA Expert - Special Assessment Notices
Written By: Richard Thompson

Question: I am a real estate agent who represents condo buyers. As part of an offer, we negotiated with a seller to pay an outstanding special assessment to repair the decks. After my client closed the deal and moved in she was told the repair was only for the penthouse decks and not for her unit. Should I have gotten a copy of the special asses...


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Can a Mortgage Be Denied After Pre-Approval?
Written By: Ashley Sutphin

When youre ready to buy a home, pre-approval is an important part of the process. You talk to a lender who will go over your situation and then give you a pre-approval letter. The letter helps determine your budget and how much of a monthly payment you can afford.Lenders will look at some major factors before giving you a mortgage pre-approval, ...


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Just How Accurate Are Those Online Home Value Estimates?
Written By: Ashley Sutphin

If youve ever gone online to check out the value of your home or to make comparisons, you arent alone. Online home value estimators can be a handy tool in some cases, but you have to understand their limitations.Zillows Zestimate is perhaps the most well-known estimator, but Redfin has one too.Below, we talk about what you should know about home...


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Should You Do Your Own Plumbing And Electrical?
Written By: Jaymi Naciri

With so many people working from home and spending their free time there as well, its no surprise that home improvement numbers are up. Do it Yourself renovations are more popular than ever, as homeowners look to make updates for their personal enjoyment and/or to improve the value of their home.But while many of these homeowners had DIY skills ...


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An Insider’s Look at the Reality of Home Staging
Written By: Jaymi Naciri

When it comes to home staging, there are typically two buyer camps: The first thinks its a waste of money and doesnt want to pay more to potentially make their home more attractive to buyerseven if their real estate agent says theyll make it up and then some; The second realizes the value and is willing to make that smart investment.But just how...


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Is a Bigger Down Payment Always Better?
Written By: Ashley Sutphin

When youre buying something major with a loan, namely a house, you likely need a down payment. A down payment covers part of the purchase price.Your down payment plays a role in whether you are approved for a mortgage at all. Down payments also impact your interest rate and the borrowing costs throughout the life of your loan.Your down payment u...


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Comparing a Pre-Approval and Pre-Underwriting
Written By: Ashley Sutphin

When youre shopping for a new home, there are a lot of steps in what can be an overwhelming and frustrating process.Much of that frustration comes from getting mortgage financing.Before you start to look for a home, you might decide to get pre-qualified or pre-approved. Theres also the option to go through pre-underwriting. When the housing mark...


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Updated: Friday, May 27, 2022

Is a Bigger Down Payment Alway...
When youre buying something major with a loan, namely a house, you likely need a down paymen...

Comparing a Pre-Approval and P...
When youre shopping for a new home, there are a lot of steps in what can be an overwhelming ...

Copyright ©2022Realty Times®. All Rights Reserved

Motivational Monday
Admiral McRaven Leaves the Audience SPEECHLESS | One of the Best Motivational Speeches   Worth...

HOW OLD IS YOUR HOME?
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The Home Selling Process
Learn how we can help to sell your home in less than 30 seconds. https://youtu.be/RWCprPpYrDc ...

Portability
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Controversial development gets unanimously denied in Weston Hills Country Club, Weston, Florida
Controversial development gets unanimously denied in Weston Hills Country Club, Weston,...

HOW MUCH IS TOO MUCH ON UPGRADES?
Here’s the scenario….. You are thinking about moving or making improvements...

Got Homestead Exemption?
Got Homestead Exemption? Why not????  I was recently shocked to hear that one of...

The Station
-Robert J. Hastings Tucked away in our subconscious is an idyllic vision.  We see...

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